Loan Calculator
Monthly repayment, total interest and amortisation table.
Input
This tool runs entirely in your browser. The data you paste or load is never uploaded.
Result
Enter your input, then run the tool.
About this tool
Calculates the fixed monthly repayment of a loan or mortgage from the amount, annual interest rate and term, then lists the total interest paid and a year-by-year amortisation table showing how the balance falls.
How to use it
- Enter the amount borrowed, the annual interest rate and the term in years.
- Press Calculate.
- Read the monthly payment and check the amortisation table.
Frequently asked questions
Does the payment include insurance or fees?
No. It covers capital and interest only. Add borrower insurance and fees separately to compare offers.
How is the rate applied?
The annual nominal rate is divided by 12 and compounded monthly, which is the standard method for fixed-rate consumer loans and mortgages.
Keep going
Related tools
Compound Interest Calculator
See how savings grow with interest and regular deposits.
Percentage Calculator
Solve the three percentage questions in one place.
VAT Calculator
Add or extract VAT from a gross or net amount.
Percentage Change Calculator
Measure increase or decrease between two values.
Discount Calculator
Find the sale price and the amount saved.
Profit Margin Calculator
Turn cost and price into margin and markup.